Gold Loan Calculator
Gold Loan Calculator
Calculate loan amount, interest, and repayment based on your gold
Gold Details
Loan-to-Value ratio (typically 65-75%)
Maximum Loan Amount
₹2,44,500
Based on 75% LTV of gold value
Loan Summary
Gold Value₹3,26,000
Loan Amount₹2,44,500
Total Interest₹29,340
Monthly Payment₹22,820
Total Repayment₹2,73,840
About LTV Ratio
Loan-to-Value (LTV) is the percentage of gold value you can borrow. Most lenders offer 65-75% LTV for gold loans.
💡 Important Note
Gold loans are secured loans with lower interest rates. Ensure timely repayment to avoid auction of pledged gold.